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Month: May 2025

Categories
Estate Planning

Why Business Owners Deserve More Than an Easy or Cheap Estate Plan

Picture this: you’ve just set up your estate plan using a quick and easy online DIY form or a budget-friendly legal service. Or, your financial advisor drafted it for you for a nominal fee while creating your financial plan. These options promise ease, convenience, and at a fraction of the cost of hiring a legal professional. The website assured you that in just 30 minutes, you could secure your family’s future. You click “submit,” pay the fee, or receive the documents from your financial adviser, and breathe a sigh of relief, thinking your affairs are now in order. 

But if you’re a business owner, this might not be the all-encompassing solution it claims to be. If you didn’t work with a legal professional looking out for your interests, you likely missed something crucial—the connection between your personal estate plan and your business documentation. For business owners, an effective estate plan must include updating or creating key business documents. These elements ensure your business can smoothly transition in alignment with your estate planning goals – and that your loved ones won’t end up in court and conflict.

Why Easy or Cheap Estate Planning Falls Short for Business Owners

Estate planning is like crafting a legacy cookbook. While an easy and cheap one-size-fits-all recipe might suit basic personal matters, customization becomes essential when a business is involved. Think about it: your business isn’t just another asset—it’s a living entity with its legal structure, operational procedures, and relationships. It requires special handling in your estate plan.

Many business owners don’t realize (and no one tells them) that their personal estate and business governance documents must work harmoniously. You may have created a will or trust you’re happy with, but if your operating agreement contradicts these arrangements, your plans could unravel at the worst possible moment, often when it’s too late to do anything.

For instance, an LLC’s operating agreement often contains succession provisions that conflict with trust documents. When the operating agreement and trust aren’t properly coordinated, beneficiaries may face unnecessary legal battles after the business owner’s passing. So, business owners must ensure their estate documents integrate with their specific business structures. However, this integration does not happen automatically—it requires a deliberate alignment of both sets of documents.

The Critical Business Documents That Need Updating

When crafting your estate plan as a business owner, several key business documents require your attention:

Operating Agreements (for LLCs): These documents govern how your LLC functions and what happens when an owner dies or becomes incapacitated. They need specific provisions allowing for:

  • Transfer of your membership interest to your trust
  • Clear succession protocols following your death
  • Mechanisms for business continuity during transition periods
  • Buy-sell provisions that work alongside your estate plan

Corporate Bylaws (for Corporations): Similar to operating agreements, bylaws need provisions that align with your estate planning goals, including:

  • Stock transfer procedures that accommodate your estate plan
  • Management succession provisions
  • Emergency leadership protocols

Failing to update these vital business documents can lead to unintended consequences. Your business’s place in your estate plan isn’t just another ingredient—it’s the main course. When these documents aren’t aligned, the results can be costly and heartbreaking for the people you love most – and put your business in peril.

Real-World Consequences of Misalignment

Let’s consider a hypothetical example that illustrates the real-world consequences that can unfold when your business isn’t properly coordinated with your estate plan.

Tim owned a small manufacturing company with a comprehensive personal estate plan, but never updated his corporate bylaws after creating them. His estate plan directed his business interests into a trust for his children, with his brother serving as trustee until they became adults.

After Tim’s unexpected passing, his brother attempted to step in and manage the company as trustee. However, the corporate bylaws had no provisions recognizing trustee management. Instead, they used outdated language, giving decision-making authority to the original co-founder, who had left the business years earlier. The resulting legal confusion cost Tim’s family over $100,000 in legal fees and nearly bankrupted the business before the situation was resolved. Tim’s children inherited very little, between the legal costs and the loss of significant business assets.  

This scenario plays out more often than you might think. When personal estate plans and business governance documents aren’t synchronized, the consequences can include:

  • Protracted legal battles among heirs and business partners
  • Business operations are grinding to a halt during critical transition periods
  • Tax complications that could have been avoided
  • Forced liquidation of business assets at unfavorable valuations
  • Irreparable damage to family relationships

However, none of this has to happen if you work with me to create a comprehensive estate plan, called a Life & Legacy Plan.

How to Create a Seamless Transition Plan

My Life & Legacy PlanningⓇ model supports you in updating your operating agreement or bylaws to ensure that your interests can be effectively transferred to a trust, preserving the business’s integrity and providing clear guidelines for successors. Here’s how I can help:

If you have already created an estate plan, I’ll conduct a thorough review of both it and your business governance documents. I’ll look for inconsistencies or gaps, particularly regarding what happens to your business interests upon your death or incapacity.

Next, I will ensure that your operating agreement or bylaws explicitly permit transfers to your trust or other estate planning tools. This seemingly small detail can make all the difference in whether your wishes are smoothly implemented. If you don’t have an operating agreement or bylaws, I can help you create them.

And then, I’ll help you create clear succession protocols in your business documents that mirror the succession plans in your Life & Legacy Plan. Who will lead the company? How will decisions be made? What powers will your trustee have regarding business operations? We’ll address all this and more.

In addition, it may make sense to implement a buy-sell agreement that coordinates with your Life & Legacy Plan. A buy-sell agreement can provide liquidity to your estate while ensuring business continuity for remaining partners or loved ones who want to continue the enterprise. After discussing your goals and desires for your business after you’re gone, I’ll counsel you on whether a buy-sell agreement is a suitable option.

Finally – and I can’t stress this enough – it’s crucial to know that this alignment isn’t a one-time event. As your business evolves and your estate planning needs change, both sets of documents should be regularly reviewed and updated to maintain harmony. This is so important if you want your Life & Legacy Plan to work when you and your loved ones need it to, and that’s why when you work with me, I have systems in place to ensure your plan and business documents are reviewed continuously.

How I Help You Protect Everything and Everyone You Love

To safeguard your personal and professional legacy, don’t settle for convenient or cheap solutions. Your business represents years of hard work, dedication, and vision—it deserves the same careful planning. When your business documents and Life & Legacy Plan work together, you create a seamless roadmap for your successors, minimizing conflict and maximizing the chances your business will continue to thrive.

Proper planning can save your loved ones and your business tremendous stress, expense, and heartache later. As a business owner, you want to save money and see a return on your investment. A Life & Legacy Plan is how to do that when planning for the future.

Take the first step towards peace of mind for you, your loved ones, and the business that you built. Schedule a complimentary 15-minute consultation and learn how I can help you create your personalized Life & Legacy Plan.

Contact us today to get started.

This article is a service of August Law, a Personal Family Lawyer® Firm. We don’t just draft documents; we ensure you make informed and empowered decisions about life and death, for yourself and the people you love. That’s why we offer a Life & Legacy Planning™ Session, during which you will get more financially organized than you’ve ever been before and make all the best choices for the people you love. 

The content is sourced from Personal Family Lawyer® for use by Personal Family Lawyer® firms, a source believed to be providing accurate information. This material was created for educational and informational purposes only and is not intended as ERISA, tax, legal, or investment advice. If you are seeking legal advice specific to your needs, such advice services must be obtained on your own separate from this educational material.

Categories
Estate Planning

A Legacy of Honor: Estate Planning as a Lasting Tribute on Memorial Day

When we think about Memorial Day, we often picture parades, flags at half-staff, and moments of silence to honor those who gave their lives in service. But beyond ceremonies and traditions, Memorial Day invites us to reflect on legacy—on what we leave behind for those we love. One of the most powerful ways to honor the people and values that matter most is through thoughtful estate planning. It’s not just a legal exercise—it’s a profound act of love, remembrance, and responsibility.

Carrying Forward the Spirit of Sacrifice and Care

Memorial Day reminds us that sacrifice and service aren’t abstract ideas—they’re personal. Whether we’re honoring fallen heroes, remembering veterans, or reflecting on the resilience of our own families, we’re engaging with a legacy of care. Estate planning allows us to do the same—not in uniform, but through intentional decisions that ensure the people we love are protected and supported.

In my work, I often see families wanting to ensure that their values, wisdom, and hard-earned assets are passed down with intention. Estate planning provides that structure. It’s a quiet, lasting form of service to your loved ones—a promise that you’ll continue to care for them, even when you’re no longer physically here.

Asking the Right Questions: Who Will Carry On?

Memorial Day brings questions of legacy to the surface. Who will preserve our family traditions? Who will keep our stories alive? Similarly, estate planning asks:

  • Who will guide your loved ones through future decisions?
  • Who will manage your affairs if you’re unable to?
  • Who will ensure your values are honored in the way your assets are used?
  • Who will maintain the bonds that hold your family together?

These aren’t just logistical questions—they’re emotional ones. They go to the heart of how we want to be remembered and how we hope to protect the people who matter most.

With this understanding of why estate planning matters to parents, let’s explore the specific components of a comprehensive plan designed to protect and nurture loved ones.

Two Key Tools to Build a Legacy

A will is one basic component of an estate plan. It’s an opportunity to thoughtfully distribute meaningful possessions and explain the reasoning behind these choices. It might include family heirlooms passed down with intention or collections given to children who share their parents’ passions. Beyond material possessions, a will names guardians for minor children—perhaps the most crucial decision a parent can make in their estate plan. This isn’t simply a legal designation but a thoughtful selection of who will continue raising children with aligned values.

A trust offers even more sophisticated ways to extend care. Think of a trust as a recipe with detailed instructions—just as a mom might write down her famous recipe with specific directions. A trust provides similarly detailed guidance about how assets should be managed and distributed. For instance, parents might establish a trust that provides funds for education with specific provisions about how the money should be used. They might include age-based distributions, ensuring children receive increasing responsibility for their inheritance as they mature, just as they would gradually give them more independence in other aspects of life.

While these two components provide a good starting point, trusts deserve special attention for the unique protection and guidance they offer.

Trusts: A Shield for the Future

Trusts provide protection—just as our servicemembers do. They shield your assets from unnecessary taxes, poor decision-making, or outside threats. 

For blended families or those with unique dynamics, a trust ensures your wishes are carried out with precision and fairness. You can provide for both a current spouse and children from a prior relationship, ensuring no one is left out or harmed by default legal rules.

For children with special needs, a trust can protect eligibility for critical benefits while still offering support. For children who may need guidance managing money, a trust provides that structure. In all these cases, a trust isn’t just a financial tool—it’s a personal legacy of care.

Perhaps most importantly, a properly structured trust doesn’t just transfer wealth; it transfers wisdom. Through thoughtful provisions and guidance letters that accompany the trust document, parents can share their perspectives on money management, their hopes for how assets will improve their children’s lives, and their vision for the family’s future. Trusts can also help pass along meaningful possessions and explain the reasoning behind these choices.

Understanding the protective power of trusts leads us naturally to consider the broader picture of how a truly effective estate plan goes beyond legal documents to capture and transmit a parent’s deepest values and wisdom. Whether it’s a note explaining the importance of a family heirloom or provisions outlining charitable giving, your trust can help tell your story.

The Life & Legacy Planning Difference

While standard estate planning focuses primarily on asset distribution, parents often want something deeper—a way to pass along values, stories, and wisdom alongside material possessions. The Life & Legacy Planning process that I guide clients through begins with reflection on values and goals, not just assets. Many are surprised by our initial conversations, expecting to jump right into discussions about homes and investments. Instead, we start by talking about what matters most, what values they hope their children carry forward, and what life lessons they want to share. It feels less like legal planning and more like crafting advice for the future.

I help create customized plans that align with unique family dynamics and priorities. For example, if you have a family heirloom with significant emotional value—perhaps a grandparent’s recipe book or collection of letters—I can help establish a trust that specifies not just who receives these items but why they matter and how you hope they’ll be treasured.

One special part of this process is the Life & Legacy Interview—a recorded message where you share your story, your reasoning behind your decisions, and your love. Families often find this to be the most treasured part of their estate plan. On a day like Memorial Day, when we pause to remember, having a voice from the past to guide and comfort can be a profound gift.

Memorial Day: A Time to Reflect—and Plan

This Memorial Day, as we honor those who made the ultimate sacrifice, consider the legacy you are building. Estate planning allows you to extend your values, your love, and your protection far beyond your lifetime. It’s a modern form of service—not just to your country, but to your family.

Flowers fade and flags come down, but a well-prepared estate plan endures. It gives your family peace, clarity, and support in times of uncertainty. It preserves your story, your intent, and your heart.

If you’re ready to take the next step in securing your legacy, I’m here to help. Together, we can craft a personalized Life & Legacy Plan that reflects your values and ensures your loved ones are cared for—today and always.

Schedule a complimentary 15-minute consultation to begin your estate planning journey. This Memorial Day, honor your past and protect your family’s future.

Contact us today to get started.

This article is a service of August Law, a Personal Family Lawyer® Firm. We don’t just draft documents; we ensure you make informed and empowered decisions about life and death, for yourself and the people you love. That’s why we offer a Life & Legacy Planning™ Session, during which you will get more financially organized than you’ve ever been before and make all the best choices for the people you love. 

The content is sourced from Personal Family Lawyer® for use by Personal Family Lawyer® firms, a source believed to be providing accurate information. This material was created for educational and informational purposes only and is not intended as ERISA, tax, legal, or investment advice. If you are seeking legal advice specific to your needs, such advice services must be obtained on your own separate from this educational material.

Categories
Estate Planning

The Death Tax May Die—Now What?

Have you ever worked your entire life to build something valuable, only to worry about a significant portion being taken away after your death, and before it gets to the people you love? That’s the reality many American families face when considering the estate tax – sometimes referred to as the “death tax.” A legislative proposal is gaining momentum that could significantly alter the way wealth is transferred between generations. But what would these changes mean for you and your loved ones?

Let’s explore the potential impact on you and those you love.

The Estate Tax: A Century-Old Tradition at a Crossroads

Estate taxes have been an integral part of American taxation for over a century, yet they remain one of the most contentious elements of the tax system. The current estate tax applies to estates valued above a certain threshold, meaning that when someone passes away, the government may take a percentage of their assets before they are passed on to the next generation.

Think of it this way: imagine spending decades cultivating a beautiful garden, only to have someone come in at the end and claim rights to some of your most prized plants before your children can enjoy them. That’s how many families perceive the estate tax – as an additional burden during an already difficult time.

The Death Tax Repeal Act of 2025 (“DTRA”) aims to eliminate this tax entirely, which supporters argue would remove what they see as unfair double taxation. After all, these assets were typically built with income that was already taxed once during the owner’s lifetime. Why, they ask, should it be taxed again simply because of death?

The potential repeal brings both opportunities and challenges that deserve careful consideration. Let’s explore what this could mean from different perspectives.

Weighing the Benefits and Drawbacks for American Families

Except for one year in 2010, when the estate tax rate was zero, the federal estate tax has ranged from as low as 10% in its first year of introduction (1916) to as high as 77% (1941-1976). The current federal estate tax rate is 40% on assets over $13.61 million. In 2026, unless Congress acts, the exemption will revert to approximately $6–7 million per person, roughly half the current amount, adjusted for inflation. The estate tax rate on assets passed on at death above that amount will be 40%.

For individuals with highly appreciated or illiquid assets (such as business owners or landowners), the repeal could provide breathing room. The estate tax can create an impossible situation: either sell portions of the business or land to pay the tax, or take on massive debt to the IRS. Either way, the family legacy suffers.

Critics of the repeal point to essential considerations on the other side. The estate tax generates revenue that helps fund essential government services, including education, infrastructure, and social programs, which benefit all Americans. If this revenue stream disappears, that funding will need to come from somewhere else, potentially from taxes that affect more middle and working-class families.

Additionally, some economists worry about the long-term effects on wealth concentration. Without an estate tax, extremely wealthy families could accumulate and transfer wealth across generations with fewer limitations, widening existing economic divides.

As you think about your own situation, consider this: What matters most for your loved ones’ future? Is it maximizing the assets you can pass down, or ensuring broader economic opportunities for all? There’s no perfect answer, and reasonable people can disagree on the right approach.

How the Repeal Could Change Your Estate Planning Strategy

If the DTRA passes, it would dramatically change how many Americans approach their estate planning. Let’s explore what this might mean for your personal strategy:

Simplified Planning for Larger Estates: For those with estates valued above the current exemption threshold, planning could become significantly simpler. Many complex strategies, explicitly designed to minimize estate tax exposure, such as certain types of trusts, family limited partnerships, or life insurance arrangements, may become unnecessary.

Focus Shift to Income Tax Planning: Without estate taxes to worry about, the focus would likely shift to income tax planning for heirs. This means more attention to basis step-up rules, timing of asset transfers, and other strategies to minimize capital gains taxes when assets are eventually sold.

More Flexibility in Charitable Giving: Many wealthy individuals currently incorporate charitable giving into their estate plans partly for tax benefits. Without estate tax incentives, charitable giving patterns might shift, allowing decisions to be based purely on philanthropic goals rather than tax advantages.

What does this mean for you? If your estate might exceed the current exemption threshold (approximately $13.99 million for individuals or $27.98 million for married couples for 2025), now is the time to connect with me to discuss potential scenarios. Even if your estate falls below these thresholds, changing tax laws can have ripple effects on overall estate planning best practices.

Preparing for an Uncertain Future with a Life & Legacy Plan

While the DTRA represents a significant potential change, it is essential to remember that tax legislation is notoriously difficult to predict. Bills can undergo substantial changes during the legislative process, and what ultimately passes may look very different from what was initially proposed.

Given this uncertainty, how should you approach your estate planning? Here are some practical steps to consider:

  • Review your current estate plan with me so we can discuss how potential tax changes affect your specific situation.
  • Explore “what if” scenarios. When you work with me, we’ll examine the “what if ” scenarios to ensure your plan remains flexible enough to adapt to various legislative outcomes.
  • Consider your true legacy goals beyond tax minimization. What values, assets, and lessons do you most want to pass on to future generations?
  • Communicate openly with loved ones who might be affected by these potential changes.

While traditional estate planning often focuses narrowly on documents and tax avoidance, my proprietary Life & Legacy Planning Process takes a more comprehensive and adaptable approach. Unlike conventional estate plans that sit in a drawer gathering dust, Life & Legacy Planning includes regular reviews to ensure your plan evolves as tax laws, your assets, and your family dynamics change. I won’t just help you create documents; I’ll be your trusted advisor throughout your lifetime, proactively reaching out for updates and providing education so you fully understand what will happen to your loved ones and assets if you become incapacitated and when you die. With Life & Legacy Planning, you’ll have peace of mind knowing your plan will actually work when your family needs it most, regardless of how tax laws might change in the future.

How I Can Help You Move Forward with Confidence

I understand how tax legislation, such as the DTRA, can impact your loved ones’ financial future. Whether this act passes or not, having a comprehensive Life & Legacy Plan ensures your wishes are honored, your loved ones are protected, and your plan works the way you want, regardless of changing tax laws. Don’t leave your loved ones’ future to chance or uncertainty. That’s why when you work with me, we’ll start with a Life & Legacy PlanningⓇ Session, during which you will get more financially organized than you’ve ever been before and make all the best choices for the people you love. Then, together, we’ll create a plan for you that prepares your loved ones for whatever lies ahead. Contact us today to get started.

This article is a service of August Law, a Personal Family Lawyer® Firm. We don’t just draft documents; we ensure you make informed and empowered decisions about life and death, for yourself and the people you love. That’s why we offer a Life & Legacy Planning™ Session, during which you will get more financially organized than you’ve ever been before and make all the best choices for the people you love. 

The content is sourced from Personal Family Lawyer® for use by Personal Family Lawyer® firms, a source believed to be providing accurate information. This material was created for educational and informational purposes only and is not intended as ERISA, tax, legal, or investment advice. If you are seeking legal advice specific to your needs, such advice services must be obtained on your own separate from this educational material.

Categories
Estate Planning

10 Guardian Mistakes That Could Put Your Kids at Risk (And How to Do It Right)

Imagine this: something unexpected happens, and you’re suddenly unable to care for your children. It’s a parent’s worst nightmare.  In this situation, you would want to know that your children will be loved, cared for, and raised according to the values you hold dear. But have you taken the proper legal steps to ensure that happens?

Many parents mistakenly believe that simply naming guardians in their will is enough to protect their children. Unfortunately, this isn’t always the case.  There are common mistakes that can lead to legal battles, family conflicts, and even put your kids’ well-being at risk.  What if something happened to you tomorrow? Would your children end up in the care of strangers, even temporarily, because you didn’t have a plan in place for their immediate care?

Don’t let that happen. By working with our firm, you can avoid these pitfalls and create a rock-solid guardianship plan that provides true peace of mind, knowing that, no matter what, your children will always be raised by the people you love most.

The 10 Common Mistakes Parents Make When Choosing Guardians

1) Thinking a Will is Enough 

A will is essential, but it only takes effect after you’re gone. It doesn’t cover situations like sudden illness or incapacity. You need separate guardianship documents specifically designed to address these “what if” scenarios *while you’re still living*.

2) Planning Only for the Long-Term

If something were to happen to you today, who would take care of your kids *right now*?  Don’t just plan for the long haul – you also need to designate short-term guardians to prevent your children from being placed with strangers, even temporarily, while the authorities sort things out.

3) Not Naming a Guardian at All  

This may seem unthinkable, but it does happen. If you don’t formally name a guardian, you’re leaving one of the most important decisions of your life up to the courts. This could mean your children end up with someone you wouldn’t have chosen.

4) Overlooking Backup Guardians

Life is unpredictable. Your first-choice guardians may not always be available or able to step in when needed. Always name multiple backup guardians to ensure a safety net in case your primary choice is unable to serve.

5) Choosing Guardians Based on Financial Ability Alone

Money matters, but it shouldn’t be the *only* factor when choosing who will raise your children. Your children’s well-being depends on being raised in a loving and supportive environment that aligns with your values. Consider factors like location, lifestyle, parenting philosophies, and the overall compatibility of your chosen guardians with your family. 

And remember, you can always choose a separate financial guardian, or appoint a Trustee of a Trust, to specifically manage any money you leave behind for your children – this can be a separate role from their daily care.

6) Assuming Godparents are Legal Guardians  

Many people use the terms “godparent” and “legal guardian” interchangeably, but they aren’t the same.  Verbal agreements or informal designations hold no legal weight. To make your wishes legally binding, you need formal guardianship documents prepared by an experienced professional.

7) Not Thinking Beyond Guardianship 

Guardianship isn’t just about who will raise your kids – it’s also about who will make important financial and healthcare decisions on their behalf. You will need powers of attorney and other legal tools to ensure these matters are handled according to your wishes.

8) Failing to Communicate Your Wishes

Don’t leave anything to chance. Clearly document your values, parenting preferences, and any specific instructions you would like your guardians to follow. This guidance will provide invaluable support as they navigate the challenges of raising your children.

9) Not Reviewing and Updating Your Plan

Life is constantly evolving. Your family dynamics change, your children grow, and laws are updated. It is vital to review and update your guardianship plan regularly to ensure it still accurately reflects your current circumstances and wishes.

10) Naming a Couple Without a Contingency Plan 

Relationships evolve. Sadly, even the most solid couples can face unexpected challenges, such as divorce or separation.  It’s vital to think about what would happen to your children if your chosen guardians were to split up.  Would one person become the sole guardian? Would they share custody? Outlining these details now can prevent future conflict and heartache.

There’s a Better Way: Create a Kids Protection Plan

A Kids Protection Plan® provides comprehensive protection for your children, so you never make one of the ten mistakes and put your children at risk of being raised by someone you’d never want to raise them (or worse, ending up in the foster care system). Unlike a traditional estate plan that simply names guardians, a Kids Protection Plan creates a complete safety net that addresses both immediate and long-term care needs.

Every Kids Protection Plan I create with clients includes legal documents that ensure your children won’t be placed in the care of strangers or the foster care system, even temporarily. It provides detailed instructions for emergency responders and caregivers, identifies temporary guardians who can step in immediately, and includes medical powers of attorney. Hence, your children receive proper healthcare in your absence. Perhaps most importantly, it creates a roadmap of your values, hopes, and dreams for your children’s upbringing. With a Kids Protection Plan, you’re not just naming someone to take your place – you’re providing them with the guidance and legal authority they need to raise your children exactly as you would want.

Ready to Protect Your Kids?

Your children are your most precious asset. Don’t leave their future to chance or riddled with loopholes. With a Kids Protection Plan created by my firm, you can rest assured knowing that your children will always be in the most capable and loving hands, no matter what life throws your way.

Ready to take control and build that plan? Schedule a free 15-minute call with me today.  I’ll answer your questions, address your concerns, and help you take the first step toward securing your children’s future.

Contact us today to get started.

This article is a service of August Law, a Personal Family Lawyer® Firm. We don’t just draft documents; we ensure you make informed and empowered decisions about life and death, for yourself and the people you love. That’s why we offer a Life & Legacy Planning™ Session, during which you will get more financially organized than you’ve ever been before and make all the best choices for the people you love. 

The content is sourced from Personal Family Lawyer® for use by Personal Family Lawyer® firms, a source believed to be providing accurate information. This material was created for educational and informational purposes only and is not intended as ERISA, tax, legal, or investment advice. If you are seeking legal advice specific to your needs, such advice services must be obtained on your own separate from this educational material.

The August Law PLLC team will work hard to deliver good quality information upon subscription. However, if you decide that you no longer want to receive emails from us, feel free to click the "unsubscribe" button at the bottom of the email received.

The August Law PLLC team will work hard to deliver good quality information upon subscription. However, if you decide that you no longer want to receive emails from us, feel free to click the "unsubscribe" button at the bottom of the email received.

The August Law PLLC team will work hard to deliver good quality information upon subscription. However, if you decide that you no longer want to receive emails from us, feel free to click the "unsubscribe" button at the bottom of the email received.